ZIP 74525 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 74525 (Atoka County, Oklahoma) returns a minimal composite of 4/100. The split runs 9/100 structural to 1/100 active on the ground. Leading the profile are structural risk (9/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 74525 posted values that rose 1.1% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 36% of renters are cost-burdened. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $163,700 (3.1× income, relatively affordable). The ZIP holds roughly 4,137 housing units. Median household income is $49,474, below the U.S. median near $78,000. 72% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. Population is roughly 10,420 with a median age of 39. The demographic-stress sub-score lands at 32/100. The vacancy rate is 18.9% — elevated.

On the whole, 74525 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 74525 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 4/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 74525 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74525 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 4/100 roll-up. Treat 74525 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.