ZIP 74825 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74825 (Pontotoc County, Oklahoma) lands at 11/100 — minimal on DLRadar's public-record scoring. Its standout signals are structural risk (24/100), institutional ownership (10/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). Structurally it carries 24/100, against 2/100 of stress already in motion.

The peak-phase market in 74825 posted values that rose 1.6% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $111,400 here, or 2.0 times local income. Households earn a median $52,454 — below the roughly $78,000 national figure. 1,763 residents call 74825 home, typically aged 43. Rent burden reaches 54% of tenant households. 77% of housing is owner-occupied. The ZIP holds roughly 931 housing units. 14.3% of residents fall below the poverty threshold. On demographic stress specifically, 74825 scores 30/100. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 19% bachelor's-or-above.

On the whole, 74825 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74825 at the moment; the composite and its components are still built from verifiable public records.

Whether 74825 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74825 can be compared directly against any other ZIP in Pontotoc County, Oklahoma or nationwide. Where the public record is thin for 74825, the field stays empty rather than modeled, and fills in as new documents post.

Behind 74825's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 74825 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.