ZIP 74848 Foreclosure, Tax-Lien & Distress Report

Hughes County, Oklahoma's ZIP 74848 registers 14/100 composite distress, which DLRadar reads as minimal. Structurally it carries 31/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (81/100), structural risk (31/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The market reads peak — home values rose 1.1% year on year, and 1% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,281, median income runs below typical U.S. levels. On demographic stress specifically, 74848 scores 31/100. Rent burden reaches 32% of tenant households. Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $106,700 (2.1× income, relatively affordable). About 7,965 people live here, median age 37. Owners hold 70% of homes, renters 30%. Educational attainment sits at 14% bachelor's-or-above. There are about 3,108 housing units across 74848.

Net-net, 74848 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 74848 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74848 can be compared directly against any other ZIP in Hughes County, Oklahoma or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 74848 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 74848 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 74848 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.