ZIP 74884 Foreclosure, Tax-Lien & Distress Report

Seminole County, Oklahoma's ZIP 74884 registers 19/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (45/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100). Structural risk reads 45/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $46,215 — below the roughly $78,000 national figure. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 14% have a four-year degree. About 5,558 people live here, median age 39. Rent burden reaches 38% of tenant households. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74884 scores 31/100. Owners hold 67% of homes, renters 33%. Home values center near $88,600, an affordability ratio of 1.9× — accessible. There are about 2,757 housing units across 74884.

On the whole, 74884 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 74884 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 74884 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 74884 stays directly comparable to neighboring ZIPs and the rest of Seminole County, Oklahoma. Where the public record is thin for 74884, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 74884 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 74884 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.