ZIP 74868 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 74868 in Seminole County, Oklahoma comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). The latent-versus-live split is 51/100 structural and 3/100 already moving. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (51/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 8% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 5,402 housing units. Around 36% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. About 16% have a four-year degree. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $119,700, an affordability ratio of 2.3× — accessible. At $44,728, median income runs below typical U.S. levels. About 12,451 people live here, median age 39.

On the whole, 74868 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 74868 is not published yet -- the ZIP-level readings above remain fully sourced.

The 74868 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 74868 stays directly comparable to neighboring ZIPs and the rest of Seminole County, Oklahoma. The score is rebuilt from public data as it updates, so 74868 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 74868 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 74868 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.