ZIP 74868 Property Distress & Foreclosure Data

In Seminole County, Oklahoma, ZIP 74868 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). On the structural side it scores 45/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (47/100), structural risk (45/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The market reads neutral — home values rose 4.5% year on year, and 8% higher over three years (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

23.2% of residents fall below the poverty threshold. Owners hold 68% of homes, renters 32%. The ZIP holds roughly 5,402 housing units. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 14.6% — elevated. Home values center near $119,700, an affordability ratio of 2.3× — accessible. Median household income is $44,728, below the U.S. median near $78,000. About 12,451 people live here, median age 39.

Net-net, 74868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.