ZIP 74804 Property Distress & Foreclosure Data

In Pottawatomie County, Oklahoma, ZIP 74804 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (80/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 66/100 structural and 7/100 already moving. Its standout signals are structural risk (66/100), institutional ownership (60/100), construction/permit lag (44/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 15% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $66,525, median income runs below typical U.S. levels. The typical home is worth about $212,900 (3.0× income, relatively affordable). The poverty rate is 13.5%. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,070 housing units. The demographic-stress sub-score lands at 29/100. 22,405 residents call 74804 home, typically aged 36. 69% of housing is owner-occupied. Around 33% of renters are cost-burdened. The vacancy rate is 10.0%.

Overall, 74804 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.