ZIP 74878 Foreclosure, Tax-Lien & Distress Report

ZIP code 74878 in Pottawatomie County, Oklahoma carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. The split runs 76/100 structural to 7/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (76/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (77/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 13.8% — elevated. The typical home is worth about $218,100 (2.2× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. The tenure split is 90% owner-occupied to 10% rented. Median household income is $70,833, near the U.S. median near $78,000. On demographic stress specifically, 74878 scores 24/100. There are about 831 housing units across 74878. Around 32% of renters are cost-burdened. Population is roughly 1,677 with a median age of 42. The poverty rate is 8.7%.

On the whole, 74878 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 74878 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 74878 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Pottawatomie County, Oklahoma and the nation. Sparse data for 74878 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 74878's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 74878 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.