ZIP 74831 Property Distress & Foreclosure Data

In Mcclain County, Oklahoma, ZIP 74831 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (39/100), construction/permit lag (32/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. On the structural side it scores 39/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 25.8% — high, a tax-stress and distress correlate. 78% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. 713 residents call 74831 home, typically aged 49. The demographic-stress sub-score lands at 31/100. At $55,833, median income runs below typical U.S. levels. The vacancy rate is 22.1% — elevated. The ZIP holds roughly 356 housing units. The typical home is worth about $136,800 (2.2× income, relatively affordable).

Taken together, 74831 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.