ZIP 74831 Foreclosure, Tax-Lien & Distress Report

ZIP code 74831 in Mcclain County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (48/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (7/100) register low. Latent structural risk is 52/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

The market reads peak — home values rose 1.5% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 25.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 78% of homes, renters 22%. Educational attainment sits at 10% bachelor's-or-above. Around 34% of renters are cost-burdened. Population is roughly 713 with a median age of 49. On demographic stress specifically, 74831 scores 31/100. Households earn a median $55,833 — below the roughly $78,000 national figure. The vacancy rate is 22.1% — elevated. There are about 356 housing units across 74831. Home values center near $136,800, an affordability ratio of 2.2× — accessible.

On the whole, 74831 leans distressed, with opportunity clustered in specific stressed parcels. 74831 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 74831 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74831 can be compared directly against any other ZIP in Mcclain County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 74831 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 74831 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74831 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.