ZIP 73434 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 73434 (Stephens County, Oklahoma) at a low 26/100 for overall property distress. The pressure is most legible in construction/permit lag (60/100), structural risk (58/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 58/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (63/100)).

The market reads peak — home values rose 1.7% year on year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $62,750, below the U.S. median near $78,000. 547 residents call 73434 home, typically aged 43. Educational attainment sits at 12% bachelor's-or-above. Around 82% of renters are cost-burdened. A median home runs $255,000 here, or 2.5 times local income. The demographic-stress sub-score lands at 37/100. Roughly 15.2% live below the poverty line. Vacancy runs 27.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 262 housing units.

On the whole, 73434 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 73434 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 73434 can be compared directly against any other ZIP in Stephens County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 73434 reflects the current record instead of a stale or modeled snapshot.

73434's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 73434 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.