Stephens County, OK: Foreclosures, Tax Liens & Distressed Properties

Stephens County, OK, Oklahoma: 10 ZIP codes scored, Stephens County, OK averaging 25/100 (low, Stephens, OK), from 14 to 30. Stephens County, OK is in its peak phase (Stephens, OK confidence 23/100): Stephens, OK home prices up 2.2% (Stephens, OK) over twelve months. Stephens County, OK lender headwind: 49/100.

Highest-scoring Stephens County, OK ZIPs: 73491 (30/100), 73533 (30/100), 73425 (28/100), 73055 (27/100), 73434 (27/100), 73442 (27/100). Also scored in Stephens County, OK: 73481, 73529, 73548, 73573.

Across Stephens County, OK's scored ZIPs: median home value $134,200, household income $60,349, 18.2% vacancy, 19.2% poverty, 82% owner-occupied, median age 45.4.

Stephens County, OK insurance distress 71/100 (#606 in the US); FEMA hazard 63/100 for Stephens, OK; 4 federal disaster declarations in Stephens County, OK since 2023; 6 Stephens, OK NFIP flood claims, $298K paid; Stephens, OK construction distress 61/100.

10 banks with 21 branches lend in Stephens County, OK; Stephens, OK weighted bank stress 62/100, highest 92/100 in Stephens, OK.

Stephens County, OK unemployment 4.5% (Stephens, OK -0.1 pts, six months); 28 new housing units permitted in Stephens County, OK over twelve months, Stephens, OK down 15% from 33; Stephens, OK home prices +8.0% a year (Stephens, OK) over three years.

20,323 housing units in Stephens County, OK; 4,394 Stephens, OK renter households; 36% of Stephens, OK renters spend 30%+ of income on rent, 18% (Stephens, OK) half or more.

Stephens County, OK ranks #236 nationally on the opportunity index (Stephens, OK, among all ranked counties); Stephens, OK scores 35.4/100 and Stephens, OK sits #8 inside Oklahoma. Stephens, OK is in the peak_opportunity opportunity phase; Stephens, OK's primary driver is vacancy, Stephens, OK second driver construction; Stephens, OK moved up 289 places. 11 short-sale listings across Stephens, OK; 100 days on market observed in Stephens, OK; 14.9% vacancy over 10 Stephens, OK ZIPs.

No CFPB county sample covers Stephens County, OK. The non-metro area reading for Stephens, OK: 1.4% ninety-plus days late; Stephens, OK's thirty-to-eighty-nine share is 3.5% (Stephens, OK, December 2025 data); Oklahoma overall 1.2%.

Stephens County, OK has 9 watched banks; 9 Stephens, OK banks sit in an elevated band. Stephens, OK footprints: Bancfirst (5 branches, stress 51) in Stephens, OK; First Nb In Marlow (3 branches, stress 76) in Stephens, OK; First Bank&Trust Co (3 branches, stress 28) in Stephens, OK.

2,756 of the 20,323 housing units in Stephens, OK sit vacant. Stephens County, OK permitted 0 multifamily units in twelve months; Stephens, OK's one-to-four unit structures added 28 units in Stephens County, OK.