ZIP 74826 Property Distress & Foreclosure Data

ZIP code 74826 in Pottawatomie County, Oklahoma carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (66/100), institutional ownership (60/100), construction/permit lag (44/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 66/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Around 51% of renters are cost-burdened. 20.0% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. The vacancy rate is 13.9% — elevated. Median household income is $81,250, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. About 1,213 people live here, median age 43. The ZIP holds roughly 606 housing units. Owners hold 81% of homes, renters 19%. Home values center near $163,300, an affordability ratio of 1.7× — accessible.

Net-net, 74826 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.