ZIP 74849 Property Distress & Foreclosure Data

ZIP code 74849 in Seminole County, Oklahoma carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 4 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (60/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (45/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,775 residents call 74849 home, typically aged 44. The demographic-stress sub-score lands at 30/100. The typical home is worth about $91,100 (2.4× income, relatively affordable). 69% of housing is owner-occupied. Rent burden reaches 36% of tenant households. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Around 16% of adults hold a bachelor's degree or higher. There are about 1,362 housing units across 74849. At $39,891, median income runs below typical U.S. levels. The poverty rate is 21.0% — high, a tax-stress and distress correlate.

Taken together, 74849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.