ZIP 74837 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74837 (Seminole County, Oklahoma) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100). On the structural side it scores 46/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (53/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The peak-phase market in 74837 posted values that rose 1.1% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 50% of tenant households. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 85 housing units. Educational attainment sits at 58% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 18.5% — elevated. The typical home is worth about $74,500 (1.3× income, relatively affordable). Owners hold 88% of homes, renters 12%. Households earn a median $58,625 — below the roughly $78,000 national figure. About 116 people live here, median age 66.

On the whole, 74837 leans distressed, with opportunity clustered in specific stressed parcels. While 74837 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 74837 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74837, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 74837 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 74837 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.