ZIP 74860 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74860 (Okfuskee County, Oklahoma) at a minimal 14/100 for overall property distress. On the structural side it scores 31/100, with 4/100 of stress already active. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (31/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (13/100) register low.

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Households earn a median $59,615 — below the roughly $78,000 national figure. The poverty rate is 19.5% — high, a tax-stress and distress correlate. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. Rent burden reaches 42% of tenant households. 1,674 residents call 74860 home, typically aged 36. Owners hold 86% of homes, renters 14%. The typical home is worth about $138,500 (2.0× income, relatively affordable). About 16% have a four-year degree. The ZIP holds roughly 715 housing units.

On the whole, 74860 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74860 at the moment; the composite and its components are still built from verifiable records.

The 74860 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 74860 stays directly comparable to neighboring ZIPs and the rest of Okfuskee County, Oklahoma. Nothing here is interpolated — where a source is thin for 74860, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 for 74860 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 74860 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.