ZIP 74079 Foreclosure, Tax-Lien & Distress Report

ZIP code 74079 in Lincoln County, Oklahoma carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (48/100), structural risk (46/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (19/100). It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), climate & FEMA risk (70/100). Structurally it carries 46/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 28% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $65,000, below the U.S. median near $78,000. Roughly 17.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 4,592 residents call 74079 home, typically aged 39. Rent burden reaches 40% of tenant households. The tenure split is 76% owner-occupied to 24% rented. About 19% have a four-year degree. The ZIP holds roughly 1,911 housing units. Home values center near $162,200, an affordability ratio of 2.5× — accessible. On demographic stress specifically, 74079 scores 29/100. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 74079 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 74079 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 74079 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lincoln County, Oklahoma and the nation. The score is rebuilt from public data as it updates, so 74079 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74079 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 74079 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.