ZIP 74079 Property Distress & Foreclosure Data

ZIP code 74079 in Lincoln County, Oklahoma carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (49/100), structural risk (42/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (10/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (70/100). On the structural side it scores 42/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 28% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $65,000, below the U.S. median near $78,000. 17.5% of residents fall below the poverty threshold. About 4,592 people live here, median age 39. Around 40% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 1,911 housing units. Home values center near $162,200, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 13.1% — elevated.

Net-net, 74079 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.