ZIP 74041 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · Distress market
DLRadar grades ZIP 74041 (Creek County, Oklahoma) at a moderate 32/100 for overall property distress. Structurally it carries 69/100, against 6/100 of stress already in motion. Its heaviest discrete signals: institutional ownership (69/100), structural risk (69/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (20/100). It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (82/100), flood (NFIP) exposure (78/100).
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 28% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 2,867 people live here, median age 34. 9.4% of residents fall below the poverty threshold. The vacancy rate is 8.0%. About 19% have a four-year degree. There are about 1,117 housing units across 74041. Rent burden reaches 33% of tenant households. 81% of housing is owner-occupied. Households earn a median $80,606 — near the roughly $78,000 national figure. Home values center near $224,500, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 27/100.
Net-net, 74041 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 74041 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 74041 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 74041, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 74041 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 74041 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 74041’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 74041 Stress Report snapshot
74041 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Creek County ZIPs near 74041
Nearest ZIP codes to 74041
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Creek County, Oklahoma
Additional distress intelligence spanning Creek County, Oklahoma by ZIP, county and state.
Get the full acquisition report for 74041
The full 74041 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology