Creek County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Creek County, OK distress report, 2026: 21 ZIPs scored in Creek, OK, Creek, OK average 29/100; the top Creek, OK ZIP is 74010 at 32/100; Creek, OK market phase peak, Creek, OK prices +3.6% year over year.
- Creek, OK ranks #591 nationally (opportunity index); Creek, OK #13 in Oklahoma; Creek, OK index 33.0.
- Creek, OK: no CFPB county sample; Creek, OK metro area reading 1.0%.
- Creek, OK ZIP phases: 21 peak.
- Creek, OK residential listings tracked: 32 across 14 ZIPs; Creek, OK candidate listings 16.
- Creek, OK HUD assisted properties: 3 with 237 units.
- Creek, OK lenders on watch: 6; largest Creek, OK footprint American Heritage Bank (9 branches).
- Creek, OK most distressed ZIP: 74010 at 32/100.
Creek, OK figures: DLRadar distress index; Creek, OK inputs: CFPB, FHFA, HUD, FDIC; Creek, OK rebuilt as sources refresh.
| Rank | Creek, OK ZIP | Score |
|---|---|---|
| 1 | 74010 | 32/100 |
| 2 | 74028 | 32/100 |
| 3 | 74030 | 32/100 |
| 4 | 74039 | 32/100 |
| 5 | 74041 | 32/100 |
| 6 | 74046 | 32/100 |
| 7 | 74052 | 32/100 |
| 8 | 74066 | 32/100 |
| 9 | 74068 | 32/100 |
| 10 | 74071 | 32/100 |
| 11 | 74131 | 32/100 |
| 12 | 74044 | 31/100 |
Most distressed Creek, OK ZIPs (0-100, 2026)
Mortgage delinquency around Creek, OK
No CFPB county sample covers Creek, OK; the metro area reading for Creek, OK (Tulsa, OK): 1.0% ninety-plus; Creek, OK area thirty-to-eighty-nine 2.4% (December 2025, Creek, OK); Oklahoma overall 1.2%.
Opportunity index: Creek, OK
Creek, OK index 33.0, Creek, OK phase peak_opportunity; Creek, OK primary driver bank institutional, Creek, OK second driver vacancy. Creek, OK components: property stress 23.2, foreclosure pressure 22.9, listing discounts 39.6, bank stress 61.4, insurance 0.0; Creek, OK pulse 36.2; Creek, OK capital opportunity 28.3; Creek, OK seven-day change +0.4%.
ZIP market phases inside Creek, OK
21 Creek, OK ZIPs carry a price-cycle phase; Creek, OK ZIPs by phase (Creek, OK), deepest drawdown first: peak, +2.1% YoY, 0.0% off peak (Creek, OK): 74079; peak, +3.6% YoY, 0.0% off peak (Creek, OK): 74028; peak, +3.6% YoY (Creek, OK): 74010, 74038, 74039, 74041, Creek, OK 74044, 74046, 74047, 74050, Creek, OK 74052, 74063, 74066, 74068, Creek, OK 74071; peak, +3.5% YoY (Creek, OK): 74030.
Residential listings by Creek, OK ZIP
Creek, OK ZIPs with the most tracked Creek, OK residential listings: 74010 11 listings, 7 candidates, bank pressure 61; 74066 8 listings, 1 candidates, bank pressure 64; 74044 4 listings, 3 candidates, bank pressure 65; 74131 4 listings, 2 candidates, bank pressure 60 (Creek, OK); 74028 2 listings, 2 candidates, bank pressure 57; 74030 2 listings, 1 candidates, bank pressure 61; 74039 1 listings, 0 candidates, bank pressure 64; 74038 0 listings, 0 candidates, bank pressure 65. Creek, OK totals: 32 listings; Creek, OK candidates 16; active ZIPs 7.
HUD assisted housing in Creek, OK
3 assisted properties with 237 units sit in Creek, OK; largest Creek, OK properties: The Timbers Apartments (Sapulpa) 156 units; Lynx Crossing (Sapulpa) 63 units, 62 assisted; Hickory Ridge (Sapulpa) 18 units, 17 assisted in Creek, OK.
Lenders with branches in Creek, OK
Creek, OK lenders by branch count: American Heritage Bank (Creek, OK): stress 74, 9 branches low in Creek, OK; Spiritbank (Creek, OK): stress 76, 3 branches moderate in Creek, OK; First United Bank&Trust Co (Creek, OK): stress 73, 2 branches low in Creek, OK; Community Bank (Creek, OK): stress 48, 2 branches low in Creek, OK; Rcb Bank (Creek, OK): stress 54, 1 branch low in Creek, OK; International Bk Of Com (Creek, OK): stress 44, 1 branch low in Creek, OK.
Vacancy and permits, Creek, OK
3,383 of 31,629 Creek, OK housing units are vacant; Creek, OK permits, twelve months: 84 multifamily units in Creek, OK, 162 one-to-four unit units.
Work Creek, OK at the parcel level
Every Creek, OK parcel carries owner and address; every Creek, OK parcel carries APN; Creek, OK distress scores sit on the Creek, OK live board.
Creek, OK figures refresh with each source.
Creek, OK questions
Most distressed ZIP code in Creek County, OK?
ZIP 74010 leads Creek, OK at 32/100; next in Creek, OK: 74028 at 32/100; the Creek, OK average is 29/100.
Where does Creek County, OK rank for investment opportunity?
Creek, OK is #591 among all ranked counties, #13 in Oklahoma; the Creek, OK driver is bank institutional; Creek, OK moved up 259 places.
How many mortgages are delinquent in Creek County, OK?
Creek, OK takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Creek, OK.
Which banks lend in Creek County, OK?
6 watched lenders hold Creek, OK branches; the largest Creek, OK footprints are American Heritage Bank (9), Spiritbank (3), First United Bank&Trust Co (2).
More on Creek, OK
Creek County, OK distress report: public-record figures for Creek, OK; not legal advice for Creek, OK; not tax or investment advice; verify every Creek, OK record before acting.