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Creek County, OK: Foreclosures, Tax Liens & Distressed Properties

Creek County, OK, Oklahoma: 21 ZIP codes scored, Creek County, OK averaging 29/100 (low, Creek, OK), from 16 to 32. Creek County, OK is in its peak phase (Creek, OK confidence 22/100): Creek, OK home prices up 3.6% (Creek, OK) over twelve months. Creek County, OK lender headwind: 60/100.

Highest-scoring Creek County, OK ZIPs: 74010 (32/100), 74028 (32/100), 74030 (32/100), 74039 (32/100), 74041 (32/100), 74046 (32/100). Also scored in Creek County, OK: 74052, 74066, 74068, 74071, 74131, 74044, 74050, 74085, 74063, 74132.

Across Creek County, OK's scored ZIPs: median home value $169,722, household income $66,680, 15.7% vacancy, 19.6% poverty, 75% owner-occupied, median age 42.7.

Creek County, OK insurance distress 85/100 (#232 in the US); FEMA hazard 89/100 for Creek, OK; 8 federal disaster declarations in Creek County, OK since 2023; 4 Creek, OK NFIP flood claims, $164K paid; Creek, OK construction distress 40/100.

8 banks with 20 branches lend in Creek County, OK; Creek, OK weighted bank stress 69/100, highest 85/100 in Creek, OK.

Creek County, OK unemployment 4.2%; 246 new housing units permitted in Creek County, OK over twelve months, Creek, OK up 11% from 222; Creek, OK home prices +8.5% a year (Creek, OK) over three years.

31,629 housing units in Creek County, OK; 7,104 Creek, OK renter households; 33% of Creek, OK renters spend 30%+ of income on rent, 15% (Creek, OK) half or more.

Creek County, OK ranks #654 nationally on the opportunity index (Creek, OK, among all ranked counties); Creek, OK scores 32.6/100 and Creek, OK sits #17 inside Oklahoma. Creek, OK is in the watchlist opportunity phase; Creek, OK's primary driver is bank institutional, Creek, OK second driver vacancy; Creek, OK moved up 180 places. 24 short-sale listings across Creek, OK; 49 days on market observed in Creek, OK; 10.9% vacancy over 21 Creek, OK ZIPs.

No CFPB county sample covers Creek County, OK. The metro area reading for Creek, OK (Tulsa, OK): 1.0% ninety-plus days late; Creek, OK's thirty-to-eighty-nine share is 2.4% (Creek, OK, December 2025 data); Oklahoma overall 1.2%.

Creek County, OK has 6 watched banks; 6 Creek, OK banks sit in an elevated band. Creek, OK footprints: American Heritage Bank (9 branches, stress 74) in Creek, OK; Spiritbank (3 branches, stress 76) in Creek, OK; First United Bank&Trust Co (2 branches, stress 73) in Creek, OK.

HUD lists 3 assisted multifamily properties in Creek County, OK with 237 units; 79 Creek, OK units are assisted, 1 Creek, OK properties under project-based Section 8.

3,383 of the 31,629 housing units in Creek, OK sit vacant. Creek County, OK permitted 84 multifamily units in twelve months; Creek, OK's one-to-four unit structures added 162 units in Creek County, OK.

Peak
Market phase
3.6%
Creek, OK HPI YoY
0%
Drawdown
22
Creek confidence

Creek County ZIPs ranked by distress

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