ZIP 74039 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · High Vacancy market
ZIP code 74039 in Creek County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in institutional ownership (50/100), structural risk (48/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (19/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (82/100). Latent structural risk is 48/100 while live distress already moving reads 6/100.
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 24% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 1,669 housing units across 74039. The poverty rate is 13.6%. About 14% have a four-year degree. The demographic-stress sub-score lands at 25/100. About 3,961 people live here, median age 41. Owners hold 76% of homes, renters 24%. Around 17% of renters are cost-burdened. The vacancy rate is 12.3% — elevated. Median household income is $73,393, near the U.S. median near $78,000. Home values center near $159,600, an affordability ratio of 2.1× — accessible.
Taken together, 74039 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 74039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 74039 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Creek County, Oklahoma and the nation. Sparse data for 74039 shows as blanks, never estimates, and the score updates on every fresh public filing.
74039's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 74039 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 74039
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 74039 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 74039, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology