ZIP 74039 Property Distress & Foreclosure Data

In Creek County, Oklahoma, ZIP 74039 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (51/100), structural risk (47/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (10/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (82/100). On the structural side it scores 47/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 24% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,669 housing units. The poverty rate is 13.6%. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. 3,961 residents call 74039 home, typically aged 41. 76% of housing is owner-occupied. Around 17% of renters are cost-burdened. The vacancy rate is 12.3% — elevated. At $73,393, median income runs near typical U.S. levels. The typical home is worth about $159,600 (2.1× income, relatively affordable).

Taken together, 74039 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.