ZIP 74028 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 74028 in Creek County, Oklahoma comes in at 32, a moderate composite-distress reading. Leading the profile are institutional ownership (69/100), structural risk (69/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (20/100). The split runs 69/100 structural to 6/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)).
The market reads peak — home values rose 3.6% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $52,708, median income runs below typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. 1,574 residents call 74028 home, typically aged 43. Rent burden reaches 8% of tenant households. A median home runs $179,100 here, or 3.3 times local income. There are about 726 housing units across 74028. 14.7% of residents fall below the poverty threshold. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74028 scores 27/100. 80% of housing is owner-occupied.
On the whole, 74028 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74028 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 74028 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Creek County, Oklahoma and the nation. Nothing here is interpolated — where a source is thin for 74028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
74028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 74028 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 74028
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 74028 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 74028, the same set carried on every parcel.
Neighbouring ZIPs in Creek County
Nearest ZIP codes to 74028
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Creek County, Oklahoma
Other reports tied to Creek County, Oklahoma — ZIP, county and statewide.
See every distressed parcel in 74028
The full 74028 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology