ZIP 74028 Property Distress & Foreclosure Data

Creek County, Oklahoma's ZIP 74028 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (47/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (10/100) register low. On the structural side it scores 47/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (82/100).

The market reads peak — home values rose 3.7% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $52,708, below the U.S. median near $78,000. Educational attainment sits at 15% bachelor's-or-above. About 1,574 people live here, median age 43. Around 8% of renters are cost-burdened. Home values center near $179,100, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 726 housing units. 14.7% of residents fall below the poverty threshold. The vacancy rate is 15.6% — elevated. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 80% of homes, renters 20%.

Net-net, 74028 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.