ZIP 74028 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 74028 in Creek County, Oklahoma comes in at 24, a low composite-distress reading. Leading the profile are institutional ownership (50/100), structural risk (48/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (19/100). The split runs 48/100 structural to 6/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (82/100)).

The market reads peak — home values rose 3.6% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $52,708, median income runs below typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. 1,574 residents call 74028 home, typically aged 43. Rent burden reaches 8% of tenant households. A median home runs $179,100 here, or 3.3 times local income. There are about 726 housing units across 74028. 14.7% of residents fall below the poverty threshold. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74028 scores 27/100. 80% of housing is owner-occupied.

On the whole, 74028 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74028 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 74028 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Creek County, Oklahoma and the nation. Nothing here is interpolated — where a source is thin for 74028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

74028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 74028 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.