ZIP 74131 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · High Vacancy market
Scored on a fixed 0-100 scale, 74131 (Creek County, Oklahoma) returns a moderate composite of 32/100. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)). Property-level stress concentrates in institutional ownership (69/100), structural risk (69/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (20/100) register low. On the structural side it scores 69/100, with 6/100 of stress already active.
The market reads peak — home values rose 3.6% year on year, and 17% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 82% owner-occupied to 18% rented. A median home runs $209,000 here, or 2.9 times local income. The ZIP holds roughly 1,097 housing units. Educational attainment sits at 26% bachelor's-or-above. About 2,317 people live here, median age 47. Rent burden reaches 33% of tenant households. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74131 scores 28/100. Median household income is $64,653, below the U.S. median near $78,000. 15.4% of residents fall below the poverty threshold.
Net-net, 74131 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74131 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 74131's 32/100 can be lined up against any neighbor in Creek County, Oklahoma or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 74131 shows blanks, not estimates, wherever the record is sparse.
Each component behind 74131 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 74131 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 74131
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 74131 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 74131, the same set carried on every parcel.
Other Creek County ZIP codes
Nearest ZIP codes to 74131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Unlock parcel-level detail for ZIP 74131
The full 74131 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology