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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 74037 Foreclosure, Tax-Lien & Distress Report

Tulsa County, Oklahoma · Distress market

ZIP 74037's composite property-distress score is 24/100 - DLRadar classes that as low for Tulsa County, Oklahoma. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)). The latent-versus-live split is 54/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (30/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads peak — home values rose 3.6% year on year, and 25% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $101,573, above the U.S. median near $78,000. 6.8% of residents fall below the poverty threshold. Rent burden reaches 18% of tenant households. About 48% have a four-year degree. The vacancy rate is 6.6%. The typical home is worth about $301,900 (2.6× income, relatively affordable). DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 78% owner-occupied to 22% rented. About 24,244 people live here, median age 35. There are about 8,812 housing units across 74037.

On balance, 74037 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 74037 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 74037's 24/100 can be lined up against any neighbor in Tulsa County, Oklahoma or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 74037, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 74037 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 74037 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
54/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 74037

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 74037 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 74037, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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