ZIP 74104 Foreclosure, Tax-Lien & Distress Report

ZIP 74104's composite property-distress score is 24/100 - DLRadar classes that as low for Tulsa County, Oklahoma. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). The pressure is most legible in structural risk (54/100), construction/permit lag (30/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Latent structural risk is 54/100 while live distress already moving reads 3/100.

The market reads peak — home values rose 3.6% year on year, and 9% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $246,000 (4.3× income). Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. 12,434 residents call 74104 home, typically aged 32. There are about 6,455 housing units across 74104. Owners hold 48% of homes, renters 52%. 25.0% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. Educational attainment sits at 46% bachelor's-or-above. Median household income is $51,886, below the U.S. median near $78,000.

Taken together, 74104 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 74104 at the moment; the composite and its components are still built from verifiable public records.

Whether 74104 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74104 can be compared directly against any other ZIP in Tulsa County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 74104 reflects the current record instead of a stale or modeled snapshot.

Behind 74104's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 74104 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.