ZIP 74106 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74106 (Tulsa County, Oklahoma) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Its standout signals are structural risk (57/100), construction/permit lag (41/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. The split runs 57/100 structural to 3/100 active on the ground.

The market reads peak — home values rose 3.6% year on year, and 33% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

15,974 residents call 74106 home, typically aged 36. The typical home is worth about $109,500 (2.6× income, relatively affordable). Median household income is $37,714, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. Owners hold 47% of homes, renters 54%. On demographic stress specifically, 74106 scores 37/100. The vacancy rate is 17.6% — elevated. Roughly 33.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 8,362 housing units across 74106. Rent burden reaches 45% of tenant households.

Taken together, 74106 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 74106 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 74106's 25/100 can be lined up against any neighbor in Tulsa County, Oklahoma or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 74106, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 74106's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 74106 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.