ZIP 74127 Property Distress & Foreclosure Data

Osage County, Oklahoma's ZIP 74127 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), institutional ownership (47/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (18/100) register low. On the structural side it scores 59/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (73/100).

The market reads peak — home values rose 3.7% year on year, and 10% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $47,287, below the U.S. median near $78,000. About 15,990 people live here, median age 40. 22.9% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened. The ZIP holds roughly 7,557 housing units. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 12.7% — elevated. Owners hold 58% of homes, renters 42%. Home values center near $134,200, an affordability ratio of 2.5× — accessible.

Net-net, 74127 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.