ZIP 74127 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 74127 in Osage County, Oklahoma comes in at 25, a low composite-distress reading. The pressure is most legible in structural risk (55/100), institutional ownership (45/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (18/100). Structurally it carries 55/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (73/100).

The market reads peak — home values rose 3.6% year on year, and 10% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $47,287, median income runs below typical U.S. levels. 15,990 residents call 74127 home, typically aged 40. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 45% of renters are cost-burdened. There are about 7,557 housing units across 74127. About 23% have a four-year degree. On demographic stress specifically, 74127 scores 33/100. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Owners hold 58% of homes, renters 42%. Home values center near $134,200, an affordability ratio of 2.5× — accessible.

On the whole, 74127 leans distressed, with opportunity clustered in specific stressed parcels. While 74127 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 74127 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74127 can be compared directly against any other ZIP in Osage County, Oklahoma or nationwide. Sparse data for 74127 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 74127's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 74127 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.