Osage County, OK: Foreclosures, Tax Liens & Distressed Properties

Osage County, OK, Oklahoma: 22 ZIP codes scored, Osage County, OK averaging 24/100 (low, Osage, OK), from 18 to 27. Osage County, OK is in its peak phase (Osage, OK confidence 22/100): Osage, OK home prices up 3.6% (Osage, OK) over twelve months. Osage County, OK lender headwind: 61/100.

Highest-scoring Osage County, OK ZIPs: 74063 (27/100), 74058 (26/100), 74073 (26/100), 74126 (26/100), 74127 (26/100), 74070 (25/100). Also scored in Osage County, OK: 74106, 74001, 74002, 74035, 74054, 74056, 74060, 74084, 74633, 74637.

Across Osage County, OK's scored ZIPs: median home value $128,148, household income $57,994, 18.9% vacancy, 15.9% poverty, 76% owner-occupied, median age 41.1.

Osage County, OK insurance distress 70/100 (#637 in the US); FEMA hazard 74/100 for Osage, OK; 8 federal disaster declarations in Osage County, OK since 2023; 1 Osage, OK NFIP flood claims, $29K paid; Osage, OK construction distress 7/100.

8 banks with 11 branches lend in Osage County, OK; Osage, OK weighted bank stress 65/100, highest 74/100 in Osage, OK.

Osage County, OK unemployment 4.5%; 215 new housing units permitted in Osage County, OK over twelve months, Osage, OK up 105% from 105; Osage, OK home prices +7.6% a year (Osage, OK) over three years.

19,886 housing units in Osage County, OK; 3,712 Osage, OK renter households; 36% of Osage, OK renters spend 30%+ of income on rent, 17% (Osage, OK) half or more.

Osage County, OK ranks #665 nationally on the opportunity index (Osage, OK, among all ranked counties); Osage, OK scores 32.6/100 and Osage, OK sits #15 inside Oklahoma. Osage, OK is in the watchlist opportunity phase; Osage, OK's primary driver is vacancy, Osage, OK second driver bank institutional; Osage, OK moved up 417 places. 38 short-sale listings across Osage, OK; 71 days on market observed in Osage, OK; 14.9% vacancy over 22 Osage, OK ZIPs.

No CFPB county sample covers Osage County, OK. The metro area reading for Osage, OK (Tulsa, OK): 1.0% ninety-plus days late; Osage, OK's thirty-to-eighty-nine share is 2.4% (Osage, OK, December 2025 data); Oklahoma overall 1.2%.

Osage County, OK has 7 watched banks; 7 Osage, OK banks sit in an elevated band. Osage, OK footprints: American Heritage Bank (2 branches, stress 74) in Osage, OK; Blue Sky Bank (2 branches, stress 73) in Osage, OK; Rcb Bank (2 branches, stress 54) in Osage, OK.

HUD lists 2 assisted multifamily properties in Osage County, OK with 89 units; 88 Osage, OK units are assisted, 1 Osage, OK properties under project-based Section 8.

2,512 of the 19,886 housing units in Osage, OK sit vacant. Osage County, OK permitted 64 multifamily units in twelve months; Osage, OK's one-to-four unit structures added 151 units in Osage County, OK.