ZIP 74001 Property Distress & Foreclosure Data

ZIP code 74001 in Osage County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), climate & FEMA risk (74/100), flood (NFIP) exposure (67/100). What sets it apart are the readings on institutional ownership (59/100), structural risk (52/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. Structural exposure scores 52 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 3.7% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 281 people live here, median age 45. Owners hold 96% of homes, renters 4%. Home values center near $85,000, an affordability ratio of 1.1× — accessible. Educational attainment sits at 13% bachelor's-or-above. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. There are about 131 housing units across 74001. 12.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 17/100. Median household income is $60,417, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households.

Net-net, 74001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.