ZIP 74056 Foreclosure, Tax-Lien & Distress Report
Osage County, Oklahoma · High Vacancy market
ZIP 74056's composite property-distress score is 23/100 - DLRadar classes that as low for Osage County, Oklahoma. Environmental exposure also runs high (climate & FEMA risk (74/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (66/100)). Leading the profile are institutional ownership (55/100), structural risk (50/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 50/100 against active distress of 7/100.
Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
70% of housing is owner-occupied. Home values center near $131,000, an affordability ratio of 2.6× — accessible. The vacancy rate is 23.0% — elevated. The demographic-stress sub-score lands at 29/100. Population is roughly 4,874 with a median age of 42. The poverty rate is 12.9%. Educational attainment sits at 18% bachelor's-or-above. There are about 2,637 housing units across 74056. Around 31% of renters are cost-burdened. Households earn a median $49,455 — below the roughly $78,000 national figure.
Net-net, 74056 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74056 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 74056 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74056, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 74056 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 74056 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 74056
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 74056 by the numbers
74056 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Osage County
Related reports across Osage County, Oklahoma
Other reports tied to Osage County, Oklahoma — ZIP, county and statewide.
Get the full acquisition report for 74056
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Built from public records, scored the same way everywhere · methodology