ZIP 74056 Property Distress & Foreclosure Data

ZIP code 74056 in Osage County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (79/100), climate & FEMA risk (74/100), flood (NFIP) exposure (67/100)). What sets it apart are the readings on institutional ownership (59/100), structural risk (52/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 52 and live distress 7 on the 0–100 scale.

The peak-phase market in 74056 posted values that rose 3.7% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 70% owner-occupied to 30% rented. A median home runs $131,000 here, or 2.6 times local income. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74056 scores 29/100. Population is roughly 4,874 with a median age of 42. Roughly 12.9% live below the poverty line. About 18% have a four-year degree. There are about 2,637 housing units across 74056. Rent burden reaches 31% of tenant households. Households earn a median $49,455 — below the roughly $78,000 national figure.

On the whole, 74056 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.