ZIP 74604 Property Distress & Foreclosure Data

Osage County, Oklahoma's ZIP 74604 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (37/100), mortgage stress (16/100). By contrast, institutional ownership (37/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (70/100). On the structural side it scores 45/100, with 5/100 of stress already active.

The market reads peak — home values rose 3.5% year on year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

11.1% of residents fall below the poverty threshold. About 12,369 people live here, median age 45. The vacancy rate is 12.9% — elevated. Around 40% of renters are cost-burdened. Median household income is $84,156, near the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 5,653 housing units. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 79% of homes, renters 21%. Home values center near $210,000, an affordability ratio of 2.4× — accessible.

Net-net, 74604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.