ZIP 74604 Foreclosure, Tax-Lien & Distress Report
Osage County, Oklahoma · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 74604 in Osage County, Oklahoma comes in at 20, a low composite-distress reading. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (35/100), mortgage stress (16/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (70/100). On the structural side it scores 44/100, with 5/100 of stress already active.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 14% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 11.1% live below the poverty line. Population is roughly 12,369 with a median age of 45. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. Households earn a median $84,156 — near the roughly $78,000 national figure. Around 29% of adults hold a bachelor's degree or higher. There are about 5,653 housing units across 74604. The demographic-stress sub-score lands at 26/100. 79% of housing is owner-occupied. The typical home is worth about $210,000 (2.4× income, relatively affordable).
On the whole, 74604 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 74604 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 74604 stays directly comparable to neighboring ZIPs and the rest of Osage County, Oklahoma. Every figure is auditable to a public dataset and refreshed on ingest; 74604 shows blanks, not estimates, wherever the record is sparse.
The 20/100 for 74604 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 74604 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 74604’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 74604 by the numbers
A live read on 74604: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock parcel-level detail for ZIP 74604
See who owns each distressed property in 74604, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology