ZIP 74644 Foreclosure, Tax-Lien & Distress Report
Noble County, Oklahoma · High Vacancy market
ZIP 74644's composite property-distress score is 6/100 - DLRadar classes that as minimal for Noble County, Oklahoma. Structurally it carries 12/100, against 1/100 of stress already in motion. What sets it apart are the readings on structural risk (12/100), mortgage stress (5/100), institutional ownership (3/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.
Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $51,071 — below the roughly $78,000 national figure. Roughly 12.3% live below the poverty line. 85% of housing is owner-occupied. Home values center near $92,900, an affordability ratio of 1.6× — accessible. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 259 housing units. Around 33% of renters are cost-burdened. The vacancy rate is 22.8% — elevated. On demographic stress specifically, 74644 scores 26/100. 567 residents call 74644 home, typically aged 55.
On the whole, 74644 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74644 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 74644 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. 74644 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
74644's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 74644 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 74644
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 74644 Stress Report snapshot
A live read on 74644: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Noble County ZIP reports
More distress data near 74644
Related ZIP, county and statewide reads linked to Noble County, Oklahoma.
See every distressed parcel in 74644
Open 74644 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology