ZIP 74653 Property Distress & Foreclosure Data

Composite property distress in 74653 (Kay County, Oklahoma) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100). The latent-versus-live split is 53/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (67/100)).

The peak-phase market in 74653 posted values that rose 3.5% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,605 housing units. A median home runs $88,300 here, or 1.5 times local income. The vacancy rate is 12.5% — elevated. Population is roughly 3,689 with a median age of 36. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 22% have a four-year degree. Around 37% of renters are cost-burdened. On demographic stress specifically, 74653 scores 26/100. Households earn a median $58,259 — below the roughly $78,000 national figure. The tenure split is 73% owner-occupied to 28% rented.

On the whole, 74653 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.