ZIP 74641 Foreclosure, Tax-Lien & Distress Report
Kay County, Oklahoma · High Vacancy market
Kay County, Oklahoma's ZIP 74641 registers 23/100 composite distress, which DLRadar reads as low. Structural exposure scores 52 and live distress 3 on the 0–100 scale. Leading the profile are construction/permit lag (59/100), structural risk (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (73/100).
The peak-phase market in 74641 posted values that rose 2.2% over the year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 599 with a median age of 55. Rent burden reaches 29% of tenant households. The tenure split is 93% owner-occupied to 7% rented. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $127,800 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 27/100. There are about 420 housing units across 74641. About 9% have a four-year degree. The vacancy rate is 42.3% — elevated. Households earn a median $61,328 — below the roughly $78,000 national figure.
Taken together, 74641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 74641 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 74641 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 74641 stays directly comparable to neighboring ZIPs and the rest of Kay County, Oklahoma. Sparse data for 74641 shows as blanks, never estimates, and the score updates on every fresh public filing.
74641's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 74641 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 74641
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 74641 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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The complete 74641 distress and acquisition report
See who owns each distressed property in 74641, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology