ZIP 74641 Property Distress & Foreclosure Data

ZIP code 74641 in Kay County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 55/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (68/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100). Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 74641 posted values that rose 3.4% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 599 with a median age of 55. Rent burden reaches 29% of tenant households. The tenure split is 93% owner-occupied to 7% rented. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $127,800 here, or 2.1 times local income. On demographic stress specifically, 74641 scores 27/100. There are about 420 housing units across 74641. About 9% have a four-year degree. Vacancy runs 42.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $61,328 — below the roughly $78,000 national figure.

On the whole, 74641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.