ZIP 74646 Property Distress & Foreclosure Data
ZIP code 74646 in Kay County, Oklahoma carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (68/100), structural risk (48/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low. The latent-versus-live split is 48/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).
The market reads peak — home values rose 3.6% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Owners hold 100% of homes, renters 0%. Educational attainment sits at 1% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 0.0% of residents fall below the poverty threshold. About 263 people live here, median age 47. The vacancy rate is 36.8% — elevated. Median household income is $87,813, above the U.S. median near $78,000. The ZIP holds roughly 110 housing units.
Net-net, 74646 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 74646
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Kay County
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Deterministic. Every signal traces to a public dataset · methodology