ZIP 74601 Foreclosure, Tax-Lien & Distress Report

Kay County, Oklahoma's ZIP 74601 registers 22/100 composite distress, which DLRadar reads as low. Latent structural risk is 51/100 while live distress already moving reads 3/100. Its heaviest discrete signals: construction/permit lag (58/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100). It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 2.1% year on year, and 8% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

19,011 residents call 74601 home, typically aged 35. Households earn a median $48,810 — below the roughly $78,000 national figure. A median home runs $99,700 here, or 1.9 times local income. The vacancy rate is 20.9% — elevated. Owners hold 59% of homes, renters 41%. About 15% have a four-year degree. There are about 8,792 housing units across 74601. On demographic stress specifically, 74601 scores 30/100. Rent burden reaches 33% of tenant households. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 74601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 74601's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 74601 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 74601 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.