ZIP 74601 Property Distress & Foreclosure Data

In Kay County, Oklahoma, ZIP 74601 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 54/100 against active distress of 3/100. Its standout signals are construction/permit lag (68/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 3.4% year on year, and 8% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 19,011 people live here, median age 35. Median household income is $48,810, below the U.S. median near $78,000. Home values center near $99,700, an affordability ratio of 1.9× — accessible. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 59% of homes, renters 41%. Educational attainment sits at 15% bachelor's-or-above. There are about 8,792 housing units across 74601. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 33% of tenant households. 18.4% of residents fall below the poverty threshold.

Net-net, 74601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.