ZIP 74632 Foreclosure, Tax-Lien & Distress Report
Kay County, Oklahoma · High Vacancy market
In Kay County, Oklahoma, ZIP 74632 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 52/100, against 0/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (73/100).
The market reads peak — home values rose 2.2% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
Around 25% of renters are cost-burdened. The tenure split is 89% owner-occupied to 11% rented. The vacancy rate is 33.5% — elevated. The ZIP holds roughly 338 housing units. Median household income is $87,500, above the U.S. median near $78,000. About 469 people live here, median age 57. On demographic stress specifically, 74632 scores 25/100. 6.6% of residents fall below the poverty threshold. About 22% have a four-year degree.
Net-net, 74632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 74632 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 74632 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Kay County, Oklahoma and the nation. Nothing here is interpolated — where a source is thin for 74632, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
74632's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 74632 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 74632
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
74632 at a glance
74632 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Kay County ZIPs near 74632
Related reports across Kay County, Oklahoma
Other reports tied to Kay County, Oklahoma — ZIP, county and statewide.
The complete 74632 distress and acquisition report
Open 74632 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology