ZIP 74632 Property Distress & Foreclosure Data

ZIP code 74632 in Kay County, Oklahoma carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 0 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (68/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100). Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 74632 posted values that rose 3.4% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 25% of tenant households. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 33.5%, above the national norm and a classic distress-and-opportunity signal. There are about 338 housing units across 74632. Households earn a median $87,500 — above the roughly $78,000 national figure. Population is roughly 469 with a median age of 57. On demographic stress specifically, 74632 scores 25/100. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. About 22% have a four-year degree.

On the whole, 74632 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.