Kay County, OK: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Kay County, Oklahoma carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county's ZIP scores run from 11 up to 23/100. Lender pressure in Kay County registers 43/100 — a moderate bank-stress headwind. The county spans 10 scored ZIP codes, averaging 21/100 composite distress.

The county market is in a peak phase: home prices rose 2.2% over the past year, a 23/100-confidence read. On a market plateau, the average masks the outliers so screen ZIP by ZIP.

Kay County's topped-out +2.2% YoY (23/100 confidence) means opportunity is parcel-specific well beyond the county average. A mid-cycle 43/100 lender reading implies both signal sets in play here.

Distress concentrates in ZIP 74631 (23/100), ZIP 74632 (23/100), ZIP 74641 (23/100), ZIP 74647 (23/100), ZIP 74652 (23/100), ZIP 74601 (22/100) — drill into any for the parcel-level read. Coverage extends to 74653, 74604, 74646, 74643 among others.

Profile-wise, the Kay County ZIPs on file come in at 79% owner-occupancy, a median age of 44.4, vacancy near 25.8%, a 10.8% poverty rate, median home values around $112,525 (below the national figure), a median household income near $60,946 (below the US norm). Read together, they drive the depth of motivated supply and the pace of resale.

Net of it all, 21/100 over 10 ZIPs means the edge is selective acquisition for a disciplined buyer. Inside DLRadar, each Kay County property carries owner, APN and address, its own score, the lender behind it and an exit read.

The distress read for Kay County, Oklahoma is refreshed as new public records post and uses the same methodology coast to coast, so Kay County stays directly comparable to any other market you track.

The point of scoring Kay County, Oklahoma is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All Kay County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Kay County are 74631 (23/100), 74632 (23/100), 74641 (23/100), 74647 (23/100), 74652 (23/100), 74601 (22/100). DLRadar also scores 74653, 74604, 74646, 74643 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Kay County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.