ZIP 74647 Property Distress & Foreclosure Data

In Kay County, Oklahoma, ZIP 74647 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (74/100)). Its standout signals are construction/permit lag (68/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100).

The peak-phase market in 74647 posted values that rose 3.4% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.9% live below the poverty line. The tenure split is 76% owner-occupied to 24% rented. About 14% have a four-year degree. A median home runs $120,100 here, or 1.9 times local income. Households earn a median $59,000 — below the roughly $78,000 national figure. Population is roughly 3,405 with a median age of 39. Rent burden reaches 22% of tenant households. There are about 1,569 housing units across 74647. On demographic stress specifically, 74647 scores 25/100.

On the whole, 74647 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.