ZIP 74647 Foreclosure, Tax-Lien & Distress Report
Kay County, Oklahoma · High Vacancy market
Scored on a fixed 0-100 scale, 74647 (Kay County, Oklahoma) returns a low composite of 23/100. The latent-versus-live split is 53/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (76/100). The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low.
The peak-phase market in 74647 posted values that rose 2.2% over the year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.9% live below the poverty line. Owners hold 76% of homes, renters 24%. Educational attainment sits at 14% bachelor's-or-above. Home values center near $120,100, an affordability ratio of 1.9× — accessible. At $59,000, median income runs below typical U.S. levels. 3,405 residents call 74647 home, typically aged 39. Around 22% of renters are cost-burdened. The ZIP holds roughly 1,569 housing units. The demographic-stress sub-score lands at 25/100.
Net-net, 74647 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 74647 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 74647's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 74647 reflects the current record instead of a stale or modeled snapshot.
74647's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 74647 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 74647’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
74647 at a glance
Current distress, phase, housing and lender-pressure figures for 74647, drawn from the same report attached to each property.
Neighbouring ZIPs in Kay County
Nearest ZIP codes to 74647
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 74647
Other reports tied to Kay County, Oklahoma — ZIP, county and statewide.
The complete 74647 distress and acquisition report
Open 74647 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology