ZIP 74651 Foreclosure, Tax-Lien & Distress Report

ZIP 74651's composite property-distress score is 8/100 - DLRadar classes that as minimal for Noble County, Oklahoma. The split runs 16/100 structural to 2/100 active on the ground. Its standout signals are structural risk (16/100), construction/permit lag (12/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The peak-phase market in 74651 posted values that rose 1.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.5%. The demographic-stress sub-score lands at 28/100. Households earn a median $70,250 — near the roughly $78,000 national figure. The ZIP holds roughly 382 housing units. The poverty rate is 22.2% — high, a tax-stress and distress correlate. Educational attainment sits at 12% bachelor's-or-above. 81% of housing is owner-occupied. The typical home is worth about $316,300 (3.7× income, relatively affordable). Around 5% of renters are cost-burdened. Population is roughly 780 with a median age of 41.

Taken together, 74651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74651 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 74651 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 74651, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 74651 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Treat 74651 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.