ZIP 74084 Foreclosure, Tax-Lien & Distress Report
Osage County, Oklahoma · High Vacancy market
Composite property distress in 74084 (Osage County, Oklahoma) lands at 24/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: institutional ownership (56/100), structural risk (51/100). Structural risk reads 51/100 against active distress of 0/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (74/100), flood (NFIP) exposure (64/100).
Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Educational attainment sits at 8% bachelor's-or-above. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 60% of tenant households. There are about 248 housing units across 74084. 82% of housing is owner-occupied. The poverty rate is 7.2% — low. At $48,281, median income runs below typical U.S. levels. About 389 people live here, median age 63.
Taken together, 74084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 74084 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 74084 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 74084 stays directly comparable to neighboring ZIPs and the rest of Osage County, Oklahoma. The score is rebuilt from public data as it updates, so 74084 reflects the current record instead of a stale or modeled snapshot.
Behind 74084's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 74084 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 74084
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 74084 by the numbers
Current distress, phase, housing and lender-pressure figures for 74084, drawn from the same report attached to each property.
Neighbouring ZIPs in Osage County
Nearest ZIP codes to 74084
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Osage County, Oklahoma
Related ZIP, county and statewide reads linked to Osage County, Oklahoma.
Get the full acquisition report for 74084
The full 74084 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology