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ZIP 74010 Foreclosure, Tax-Lien & Distress Report

Creek County, Oklahoma · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 74010 in Creek County, Oklahoma comes in at 24, a low composite-distress reading. On the structural side it scores 48/100, with 6/100 of stress already active. The most distinctive pressure shows up in institutional ownership (50/100), structural risk (48/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (82/100)).

The peak-phase market in 74010 posted values that rose 3.6% over the year, and 22% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 10,328 people live here, median age 41. There are about 4,602 housing units across 74010. The tenure split is 68% owner-occupied to 32% rented. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Around 26% of renters are cost-burdened. Median household income is $54,905, below the U.S. median near $78,000. About 14% have a four-year degree. 15.7% of residents fall below the poverty threshold. The typical home is worth about $188,500 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 30/100.

Net-net, 74010 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 74010 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 74010's 24/100 can be lined up against any neighbor in Creek County, Oklahoma or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 74010 reflects the current record instead of a stale or modeled snapshot.

74010's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 74010 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
48/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 74010

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk82
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 74010 distress snapshot

74010 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Creek County ZIP reports

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Deterministic scoring, sourced entirely from public data · methodology

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