Lincoln County, OK: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, OK, Oklahoma: 16 ZIP codes scored, Lincoln County, OK averaging 26/100 (low, Lincoln, OK), from 22 to 31. Lincoln County, OK is in its peak phase (Lincoln, OK confidence 17/100): Lincoln, OK home prices up 1.5% (Lincoln, OK) over twelve months. Lincoln County, OK lender headwind: 7/100.

Highest-scoring Lincoln County, OK ZIPs: 74028 (31/100), 73054 (30/100), 74851 (30/100), 73045 (29/100), 74864 (29/100), 74023 (27/100). Also scored in Lincoln County, OK: 74059, 74855, 74079, 74824, 74026, 74832, 74834, 74869, 74875, 74881.

Across Lincoln County, OK's scored ZIPs: median home value $169,325, household income $63,151, 11.7% vacancy, 14.3% poverty, 79% owner-occupied, median age 39.7.

Lincoln County, OK insurance distress 43/100 (#1,277 in the US); FEMA hazard 84/100 for Lincoln, OK; 10 federal disaster declarations in Lincoln County, OK since 2023; Lincoln, OK construction distress 52/100.

5 banks with 11 branches lend in Lincoln County, OK; Lincoln, OK weighted bank stress 49/100, highest 74/100 in Lincoln, OK.

Lincoln County, OK unemployment 4.0% (Lincoln, OK -0.2 pts, six months); 27 new housing units permitted in Lincoln County, OK over twelve months, Lincoln, OK up 4% from 26; Lincoln, OK home prices +9.9% a year (Lincoln, OK) over three years.

14,561 housing units in Lincoln County, OK; 2,561 Lincoln, OK renter households; 34% of Lincoln, OK renters spend 30%+ of income on rent, 14% (Lincoln, OK) half or more.

Lincoln County, OK ranks #1,296 nationally on the opportunity index (Lincoln, OK, among all ranked counties); Lincoln, OK scores 30.1/100 and Lincoln, OK sits #43 inside Oklahoma. Lincoln, OK is in the early_signal opportunity phase; Lincoln, OK's primary driver is construction, Lincoln, OK second driver bank institutional; Lincoln, OK moved up 254 places. 8 short-sale listings across Lincoln, OK; 81 days on market observed in Lincoln, OK; 10.2% vacancy over 16 Lincoln, OK ZIPs.

No CFPB county sample covers Lincoln County, OK. The metro area reading for Lincoln, OK (Oklahoma City, OK): 1.1% ninety-plus days late; Lincoln, OK's thirty-to-eighty-nine share is 2.3% (Lincoln, OK, December 2025 data); Oklahoma overall 1.2%.

Lincoln County, OK has 5 watched banks; 5 Lincoln, OK banks sit in an elevated band. Lincoln, OK footprints: Bancfirst (5 branches, stress 51) in Lincoln, OK; Vision Bank (2 branches, stress 74) in Lincoln, OK; First Bank&Trust Co (2 branches, stress 28) in Lincoln, OK.

HUD lists 1 assisted multifamily property in Lincoln County, OK with 21 units; 21 Lincoln, OK units are assisted.

1,420 of the 14,561 housing units in Lincoln, OK sit vacant. Lincoln County, OK permitted 0 multifamily units in twelve months; Lincoln, OK's one-to-four unit structures added 27 units in Lincoln County, OK.