ZIP 74851 Property Distress & Foreclosure Data

Composite property distress in 74851 (Pottawatomie County, Oklahoma) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (56/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (76/100)). The latent-versus-live split is 62/100 structural and 6/100 already moving.

The peak-phase market in 74851 posted values that rose 3.0% over the year, and 13% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $77,500 — near the roughly $78,000 national figure. About 14% have a four-year degree. Roughly 8.6% live below the poverty line. The ZIP holds roughly 3,976 housing units. Around 13% of renters are cost-burdened. A median home runs $173,800 here, or 2.1 times local income. Population is roughly 11,161 with a median age of 39. On demographic stress specifically, 74851 scores 22/100. The vacancy rate is 6.3%. The tenure split is 83% owner-occupied to 17% rented.

On balance 74851 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.