ZIP 74851 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74851 (Pottawatomie County, Oklahoma) lands at 30/100 — moderate on DLRadar's distress scoring. The pressure is most legible in construction/permit lag (69/100), structural risk (65/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (76/100), FEMA disaster exposure (73/100)). On the structural side it scores 65/100, with 6/100 of stress already active.

The market reads peak — home values rose 1.9% year on year, and 13% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,500 — near the roughly $78,000 national figure. Educational attainment sits at 14% bachelor's-or-above. Roughly 8.6% live below the poverty line. The ZIP holds roughly 3,976 housing units. Around 13% of renters are cost-burdened. Home values center near $173,800, an affordability ratio of 2.1× — accessible. 11,161 residents call 74851 home, typically aged 39. On demographic stress specifically, 74851 scores 22/100. Vacancy runs 6.3%. 83% of housing is owner-occupied.

Overall, 74851 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 74851 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 74851 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Pottawatomie County, Oklahoma and the nation. The score is rebuilt from public data as it updates, so 74851 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74851 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 74851 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.