ZIP 74854 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 74854 (Pottawatomie County, Oklahoma) returns a low composite of 28/100. Latent structural risk is 64/100 while live distress already moving reads 5/100. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (66/100)). The pressure is most legible in construction/permit lag (85/100), structural risk (64/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,833 with a median age of 38. There are about 875 housing units across 74854. The vacancy rate is 16.7% — elevated. About 11% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. At $53,472, median income runs below typical U.S. levels. Home values center near $96,500, an affordability ratio of 1.6× — accessible. The demographic-stress sub-score lands at 25/100. Rent burden reaches 17% of tenant households. The poverty rate is 20.5% — high, a tax-stress and distress correlate.

Taken together, 74854 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74854 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 74854 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Pottawatomie County, Oklahoma and the nation. Sparse data for 74854 shows as blanks, never estimates, and the score updates on every fresh public filing.

74854's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 74854 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.