ZIP 74824 Property Distress & Foreclosure Data

Composite property distress in 74824 (Lincoln County, Oklahoma) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (50/100), structural risk (43/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (15/100). On the structural side it scores 43/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (67/100)).

The peak-phase market in 74824 posted values that rose 2.6% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 74824 scores 25/100. Around 19% of renters are cost-burdened. The vacancy rate is 14.5% — elevated. Households earn a median $62,250 — below the roughly $78,000 national figure. Population is roughly 1,448 with a median age of 33. About 12% have a four-year degree. A median home runs $168,500 here, or 2.6 times local income. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 524 housing units.

On the whole, 74824 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.