ZIP 74875 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Oklahoma · High Vacancy market
ZIP 74875's composite property-distress score is 24/100 - DLRadar classes that as low for Lincoln County, Oklahoma. Property-level stress concentrates in structural risk (50/100), institutional ownership (48/100), construction/permit lag (46/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), climate & FEMA risk (66/100). On the structural side it scores 50/100, with 6/100 of stress already active.
Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 444 housing units. 16.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. The typical home is worth about $169,600 (2.9× income, relatively affordable). Around 12% of adults hold a bachelor's degree or higher. The tenure split is 84% owner-occupied to 16% rented. Around 24% of renters are cost-burdened. The vacancy rate is 17.8% — elevated. Households earn a median $63,819 — below the roughly $78,000 national figure. 997 residents call 74875 home, typically aged 42.
Net-net, 74875 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74875 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 74875's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 74875 reflects the current record instead of a stale or modeled snapshot.
The 24/100 for 74875 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 74875 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 74875’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 74875 by the numbers
A live read on 74875: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Lincoln County ZIPs near 74875
Keep exploring Oklahoma distress
Keep going: ZIP, county and state distress coverage for Lincoln County, Oklahoma.
Open the complete 74875 acquisition file
Open 74875 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology