ZIP 74875 Property Distress & Foreclosure Data

Lincoln County, Oklahoma's ZIP 74875 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (8/100). Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (66/100)). On the structural side it scores 41/100, with 6/100 of stress already active.

The peak-phase market in 74875 posted values that rose 2.5% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 444 housing units. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 74875 scores 29/100. A median home runs $169,600 here, or 2.9 times local income. About 12% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. Around 24% of renters are cost-burdened. The vacancy rate is 17.8% — elevated. Households earn a median $63,819 — below the roughly $78,000 national figure. Population is roughly 997 with a median age of 42.

On the whole, 74875 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.