ZIP 74062 Foreclosure, Tax-Lien & Distress Report
Payne County, Oklahoma · High Vacancy market
ZIP 74062's composite property-distress score is 29/100 - DLRadar classes that as low for Payne County, Oklahoma. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (60/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100). Latent structural risk is 60/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (84/100).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 460 housing units. 9.4% of residents fall below the poverty threshold. Around 25% of renters are cost-burdened. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. At $50,781, median income runs below typical U.S. levels. A median home runs $132,800 here, or 2.9 times local income. On demographic stress specifically, 74062 scores 27/100. 75% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above. About 770 people live here, median age 45.
Net-net, 74062 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74062 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 74062 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 74062 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 74062 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 74062 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 74062 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 74062 distress snapshot
The live 74062 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Payne County
Nearest ZIP codes to 74062
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 74062
More ZIP, county and state distress intelligence connected to Payne County, Oklahoma.
Unlock parcel-level detail for ZIP 74062
Open 74062 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology