ZIP 74062 Property Distress & Foreclosure Data

DLRadar grades ZIP 74062 (Payne County, Oklahoma) at a low 25/100 for overall property distress. Property-level stress concentrates in institutional ownership (50/100), structural risk (50/100), construction/permit lag (24/100). On the quiet end sit construction/permit lag (24/100) and mortgage stress (20/100). The latent-versus-live split is 50/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (84/100)).

The peak-phase market in 74062 posted values that rose 3.4% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 460 housing units. Roughly 9.4% live below the poverty line. Around 25% of renters are cost-burdened. The vacancy rate is 19.6% — elevated. Households earn a median $50,781 — below the roughly $78,000 national figure. A median home runs $132,800 here, or 2.9 times local income. On demographic stress specifically, 74062 scores 27/100. The tenure split is 75% owner-occupied to 25% rented. About 20% have a four-year degree. Population is roughly 770 with a median age of 45.

On the whole, 74062 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.