ZIP 74832 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Oklahoma's ZIP 74832 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (66/100). The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (46/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 49/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

864 residents call 74832 home, typically aged 35. The ZIP holds roughly 390 housing units. Rent burden reaches 34% of tenant households. Owners hold 80% of homes, renters 21%. The demographic-stress sub-score lands at 26/100. At $56,667, median income runs below typical U.S. levels. The typical home is worth about $101,200 (1.8× income, relatively affordable). The poverty rate is 13.3%. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. About 13% have a four-year degree.

Taken together, 74832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 74832 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 74832 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74832, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

74832's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 74832 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.