Lincoln County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Oklahoma? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 73054 at 31/100.
- 16 ZIP codes tracked in Lincoln County, averaging 26/100 distress.
- Lincoln County reads peak — home values up 1.5% year over year.
- Vacancy runs 11.7% across Lincoln County's tracked ZIPs, with a 14.3% poverty rate.
- The typical Lincoln County home is worth about $169,325 against a ~$63,151 median income.
- Lending headwind in Lincoln County sits at 7/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 73054 | 31/100 |
| 2 | 74851 | 31/100 |
| 3 | 74864 | 30/100 |
| 4 | 73045 | 29/100 |
| 5 | 74855 | 27/100 |
| 6 | 74023 | 24/100 |
| 7 | 74026 | 24/100 |
| 8 | 74028 | 24/100 |
| 9 | 74059 | 24/100 |
| 10 | 74832 | 24/100 |
| 11 | 74834 | 24/100 |
| 12 | 74869 | 24/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lincoln County market phase and pricing
Lincoln County currently sits in peak after a 1.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lincoln County
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Questions about this county
What is the most distressed ZIP code in Lincoln County, OK?
ZIP 73054 leads Lincoln County at 31/100, recomputed monthly from public records.
Is Lincoln County expanding or contracting?
Lincoln County currently sits in peak, with values up 1.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Lincoln County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Lincoln County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Lincoln County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 31/100 in 73054 down to 24/100 in 74869, against a Lincoln County average of 26/100. The 7-point range is the argument for ZIP-level search across Lincoln County.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $169,325 of value against a median household income near $63,151. Vacancy across Lincoln County's tracked ZIPs runs 11.7% and the poverty rate is 14.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lincoln County's foreclosure and tax-lien filings and its 7/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.