ZIP 74844 Foreclosure, Tax-Lien & Distress Report

In Pontotoc County, Oklahoma, ZIP 74844 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: structural risk (35/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (63/100)). The latent-versus-live split is 35/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 142 housing units. Around 13% of renters are cost-burdened. A median home runs $97,000 here, or 1.8 times local income. Educational attainment sits at 15% bachelor's-or-above. The poverty rate is 15.9%. Owners hold 68% of homes, renters 32%. Median household income is $42,917, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. About 276 people live here, median age 34.

Taken together, 74844 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74844 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 74844's 15/100 can be lined up against any neighbor in Pontotoc County, Oklahoma or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 74844, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

74844's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 74844 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.