Pontotoc County, OK: Foreclosures, Tax Liens & Distressed Properties

Pontotoc County, OK, Oklahoma: 10 ZIP codes scored, Pontotoc County, OK averaging 15/100 (low, Pontotoc, OK), from 9 to 23. Pontotoc County, OK is in its peak phase (Pontotoc, OK confidence 23/100): Pontotoc, OK home prices up 2.2% (Pontotoc, OK) over twelve months. Pontotoc County, OK lender headwind: 66/100.

Highest-scoring Pontotoc County, OK ZIPs: 74831 (23/100), 74872 (19/100), 74820 (15/100), 74842 (15/100), 74843 (15/100), 74844 (15/100). Also scored in Pontotoc County, OK: 74865, 74825, 74871, 74572.

Across Pontotoc County, OK's scored ZIPs: median home value $150,360, household income $61,473, 17.9% vacancy, 14.1% poverty, 79% owner-occupied, median age 42.9.

Pontotoc County, OK insurance distress 28/100 (#1,677 in the US); FEMA hazard 0/100 for Pontotoc, OK; 2 federal disaster declarations in Pontotoc County, OK since 2023; 6 Pontotoc, OK NFIP flood claims, $262K paid; Pontotoc, OK construction distress 4/100.

8 banks with 15 branches lend in Pontotoc County, OK; Pontotoc, OK weighted bank stress 65/100, highest 74/100 in Pontotoc, OK.

Pontotoc County, OK unemployment 3.7%; 28 new housing units permitted in Pontotoc County, OK over twelve months, Pontotoc, OK up 56% from 18; Pontotoc, OK home prices +7.9% a year (Pontotoc, OK) over three years.

17,531 housing units in Pontotoc County, OK; 5,025 Pontotoc, OK renter households; 34% of Pontotoc, OK renters spend 30%+ of income on rent, 16% (Pontotoc, OK) half or more.

Pontotoc County, OK ranks #2,422 nationally on the opportunity index (Pontotoc, OK, among all ranked counties); Pontotoc, OK scores 26.2/100 and Pontotoc, OK sits #70 inside Oklahoma. Pontotoc, OK is in the weak opportunity phase; Pontotoc, OK's primary driver is vacancy, Pontotoc, OK second driver bank institutional; Pontotoc, OK moved up 135 places. 3 short-sale listings across Pontotoc, OK; 85 days on market observed in Pontotoc, OK; 14.2% vacancy over 10 Pontotoc, OK ZIPs.

No CFPB county sample covers Pontotoc County, OK. The non-metro area reading for Pontotoc, OK: 1.4% ninety-plus days late; Pontotoc, OK's thirty-to-eighty-nine share is 3.5% (Pontotoc, OK, December 2025 data); Oklahoma overall 1.2%.

Pontotoc County, OK has 6 watched banks; 6 Pontotoc, OK banks sit in an elevated band. Pontotoc, OK footprints: Vision Bank (3 branches, stress 74) in Pontotoc, OK; Chickasaw Community Bank (3 branches, stress 74) in Pontotoc, OK; Citizens Bank Of Ada (3 branches, stress 57) in Pontotoc, OK.

HUD lists 4 assisted multifamily properties in Pontotoc County, OK with 117 units; 47 Pontotoc, OK units are assisted.

2,397 of the 17,531 housing units in Pontotoc, OK sit vacant. Pontotoc County, OK permitted 0 multifamily units in twelve months; Pontotoc, OK's one-to-four unit structures added 28 units in Pontotoc County, OK.